Question:
My husband and I were in a motor vehicle accident. My injuries were immediate and my husband's injuries have gradually appeared. Our vehicle has been in the body shop for over a month. Our insurance is having difficulty establishing whether the other driver had auto insurance. If they didn’t have insurance, what do we do?
Answer:
California law requires that every driver have auto insurance. But many drivers don’t. Unfortunately, the drivers who choose to break the law and drive with no auto insurance are usually the ones who cause wrecks. That’s why it is critically important to carry uninsured motorist coverage. Having this coverage on your policy is the only way to protect yourself if you get hit by an uninsured driver or hit-and-run driver.
If it’s been a month since the accident and you still don’t know if the other driver had auto insurance – that’s too long. You need to know if there is money to pay your medical bills and lost wages. Call our firm for a free consultation. We can run the driver’s license plate to learn the identity of the vehicle’s owner, and then try to track down insurance. We will also explore whether you have uninsured motorist coverage.
The husband and wife attorneys at McGee Lerer & Associates are available 24/7 to answer your questions. We handle accident cases in and around Pasadena and Los Angeles.